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- Prime / Low, Medium & Heavy Adverse / Self-cert applications
- Established and well respected secured loan brokerage
with over 20 years experience in this specialist market
- More flexible criteria
- Arrears considered
- Immediate 'in principle' decision given
- First Mortgage can be left in place
- All valuations and references paid for Terms of
5 to 25 years
- More generous income - Affordability calculation
- Completes in 2 weeks
- Advances for any purpose from £7,500 to No Maximum
- If applicable, broker & legal costs can be added to the loan
Pavillion Secured Loans are an established and well respected secured loan brokerage, with over 20 years experience in this specialist market. Operating solely in this niche sector, we have agencies with an expansive cross-section of lenders offering a comprehensive range of secured loans. This allows us to offer your clients the best rates available in today's market, matched to their individual requirements and circumstances.
Pavillion Secured Loans work in a very straightforward and transparent way ensuring that all applicants are fully informed and can proceed with confidence. A Dedicated department of experienced staff operate a case ownership policy which ensures that one person packages a case from application to completion. This together with the latest loan processing software enables applications to complete with the minimum of delay.
Pavillion Secured Loans has an in depth understanding of the needs and expectations of our array of Introducers. Let us show you the Pavillion Secured Loans personal touch.
Niche Products
Full Status Clients
- PAYE - Full Status - up to 80% LTV
Self Declaration/Certifying Clients
- Self certifying up to 70% LTV with proof of Self Cert
Redemption Penalties
- 1 months notice + 1 months interest payment, available on certain products. Prime & sub-prime.
Bankruptcy
- Out of bankruptcy for 2 years - up to 70% LTV
- With IVA in place but using funds to clear it - up to 60% LTV
Buy to Let Properties
- Using income from AST ONLY - up to 60% LTV
Adverse Credit Profile
- Unlimited adverse allowed, CCJ's, Arrears, Defaults - up to 65% LTV
- Light adverse allowed on most prime plans, No CCJ or Defaults - up to 80% LTV
- Any adverse on unsecured finance can be ignored - up to 70% LTV
Property Types
- All properties are considered for loans, high rise, timber construction, semi comm., etc - up to 70%LTV
- 3 & 5 year council discounts on ex-local authority properties ignored - up to 80%LTV
- Shared ownership properties can be used, on the percentage owned by the applicant - up to 60%
- Equitable charge option available when consent not granted - 60% LTV (inc. ERP on mortgage)
The information contained within this site is intended
for the sole use of professional mortgage intermediaries only and is
NOT intended for use by members of the public. Any reproduction by members
of the general public of the material contained within this site is
strictly prohibited. Professional mortgage advisers may only reproduce
material for their own use and may not under any circumstances disclose
any information to members of the general public.
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